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System Security


When dealing with money - especially other people's money, you can never be too careful!

That's why at SmartaPay we are totally committed to maintaining the security of our system. We safeguard Schools and Parents with the latest in security and technology. Our secure payment gateway is 128 bit encrypted and uses the same technology as all major banking institutions. SmartaPay also offers full security and traceability on all transactions.

Licence & Regulations


SmartaPay is powered by StrataPay Pty Ltd, who have many years experience in dealing with payment services. Plus, in accordance with the current regulations and requirements of Australia, StrataPay holds an Australian Financial Services Licence (number 247378) as required by the Australian Securities and Investment Commission (ASIC). Our AFSL requirements demand the same level of governance that banks must adhere to in order to provide payment services.


To view StrataPay's licence, please click here.


Non-cash payment products are regulated in Australia by ASIC and companies providing services in non-cash payment products should provide confirmation that they hold an Australian Financial Services Licence.


Changes to the regulatory environment further enhanced the control of non-cash payment products brought under the Financial Services Reform Act (FSRA) administered by ASIC. FSRA legislation was introduced to increase regulatory protection for consumers and consumer advice regarding financial products.


You can visit the ASIC website to learn more about the regulatory environment in Australia and what it means for your protection and consumer rights.


With SmartaPay, you can rest easy knowing your money is safe and secure.